Although every family's budget is different, the chart below offers a guideline you can follow to help develop your personal budget.

Category	%
Housing	28.3
Transportation	23.9
Food	10.8
Personal insurance and pensions	9.1
Personal taxes	5.7
Entertainment	4.5
Apparel products and services	4.3
Health care	3.9
Miscellaneous expenses	2.3
Education	2.1
Personal care products and services	1.0
Alcoholic beverages	.7
Cash Contributions	.6
Reading	.5
Savings	2.3
Total	100.0